Academic Articles Related to the Topic of
Credit and Rational Calculation and Trust
Credit Cards
The
Failure of Competition in the Credit Card Market
by Lawrence M. Ausubel. 1991.
Consumer
Rationality and Credit Cards
by Dagobert L. Brito and Peter R. Hartley. 1995.
Card-Based
Payment Systems in the US and Japan
by Ronald J. Mann. 2001.
Credit
Cards and Debit Cards in the United Sates and Japan
by Ronald J. Mann. 2002.
Forecasting
Consumer Credit Card Adoption: What Can We Learn about the Utility Function?
by Min Qi and Sha Yang. 2003.
Cash,
Paper and Electronic Payments: a Cross-Country Analysis
by David B. Humphrey, Lawrence B.
Pulley, and Jukka M. Vesala. 1996.
Credit Scoring and Evaluation
A
Survey of Credit and Behavioral Scoring: Forecasting Financial Risk of
Lending to Consumers
by Lyn C. Thomas. 2000.
Credit
Risk Measurement: Development over the Last 20 Years
by Edward I. Altman and Anthony Saunders. 1998.
Credit
Scoring Systems: A Critical Analysis
by Noel Capon. 1982.
Empirical
Analysis of the Commercial Loan Classification Decision
by J. Richard Dietrich and Robert S. Kaplan. 1982.
Credit
Granting: A Comparative Analysis of Classification Procedures: Discussion
by Robert A. Eisenbeis. 1987.
Quantitative
Methods in Credit Management: A Survey
by Eric Rosenberg and Alan Gleit. 1994.
A
$k$-Nearest-Neighbour Classifier for Assessing Consumer Credit Risk
by W.E. Henley and D.J. Hand. 1996.
Credit
Scoring: Probabilities and Pitfalls
by Cynthia A. Glassman and Howard M. Wilkins. 1997.
Sample
Selection in Credit-Scoring Models
by William Greene. 1998.
Bank
Lending Policy, Credit Scoring and Value-at-Risk
by Tor Jacobson and Kasper Roszbach. 2001.
The
Development of Numerical Credit Evaluation Systems
by James H. Myers and Edward W. Forgy. 1963.
Measuring
Risk on Consumer Instalment Credit
by Paul F. Smith. 1964.
LDC
Credit-risk Forecasting and Banker Judgement
by R.A. Somerville and R.J. Taffler. 2001.
Banker
Judgement Versus Formal Forecasting Models: the Case of Country Risk
Assessment
by R.A. Somerville and R.J. Taffler. 1995.
From
Moral Evaluation to Rationalization: Accounting and the Shifting Technologies
of Credit
by Ingrid Jeacle and Eamonn J. Walsh. 2002.
Comment:
Evaluative Techniques in Consumer Finance--Experimental Results and Policy
Implications for Financial Institutions
by Mark Nelson. 1974.
Credit
Granting: A Comparative Analysis of Classification Procedures
by Venkat Srinivasan and Yong H. Kim. 1987.
Meeting
the Equal Credit Opportunity Act's Specificity Requirements: Judgemental and
Statistical Scoring
by Winnie Faye Taylor. 1979.
Actuarial
Science-A Survey of Theoretical Development
by Charles A. Spoerl. 1951.
Information Sharing and Credit Bureaus
Information
Sharing, Lending and Defaults: Cross-Country Evidence
by Tullio Jappelli and Marco Pagano. 2002.
Credit
Information Sharing Mechanisms in Mexico: Evaluation, Perspectives and Effects
on Small Firm Credit
by Jose Luis Negrin. 2001.
Information
Sharing in Credit Markets
by Marco Pagano and Tullio Jappelli. 1993.
The
Value of Private Sector Business Credit Information Sharing: The US
Case
by Jarl G. Kallberg and Gregory F. Udell. 2003.
Endogenous
Communication Among Lenders and Entrepreneurial Incentives
by A. Jorge Padilla and Marco Pagano. 1997.
Credit
Bureau Policy and Sustainable Reputation Effects in Credit Markets
by James A. Vercammen. 1995.
Credit
Scoring: Statistical Issues and Evidence from Credit Bureau Files
by Robert V. Avery, Raphael W. Bostic, Paul S. Calem, and Glenn B. Canner.
2000.
Can
Credit Registries Reduce Credit Constraints? Empirical Evidence on the Role
of Credit Registries in Firm Investment Decisions
by Arturo Galindo and Margaret Miller. 2001.
Predictive
Value of Credit Bureau Reports
by Gary G. Chandler and Lee. E. Parker. 1989.
Trust and Credit
Trust
and Social Capital in the Regulation of Lending Activities
by Michel Ferrary. 2002.
Getting
Deals Done: The Use of Social Networks in Bank Decision Making
by Mark S. Mizruchi and Linda B. Stearns. 2002.
Ethnic
Networks and Access to Credit: Evidence from the Manufacturing Sector in
Kenya
by Tyler Biggs, Mayank Raturi, and Pradeep Srivastava. 2002.
Trust
and Inter-firm Relations in Developing and Transition Economies
by John Humphrey and Hubert Schmitz. 1998.
Interfirm
Relationships and Informal Credit
by John McMillan and Christopher Woodruff. 1999.
The
Microfinance Promise
by Jonathan Morduch. 1999.
Judgmental vs. Statistical Prediction
Interaction
of Judgemental and Statistical Forecasting Methods: Issues and Analysis
by Derek Bunn and George Wright. 1991.
Clinical
Versus Actuarial Judgement
by Robyn M. Dawes, David Faust and Paul E. Meehl. 1989.
A
Message from Psychologists to Economists: Mere Predictability Doesn't Matter
Like It Should (Without a Good Story Appended to It)
by Robyn M. Dawes. 1988.
Clinical
and Actuarial Judgement
by Benjamin Kleinmuntz, David Faust, Paul E. Meehl, and Robin M. Dawes. 1990.
Reaching
a Consensus
by Morris H. DeGroot.1974.
Comparative Economic Institutions
Institutions
in Transition: Reliability of Rules and Economic Performance in Former
Socialist Countries
by Aymo Brunetti, Gregory Kisunko and Beatrice Weder.
Voices
of the Firms 2002: Investment Climate and Governance Findings of the World
Business Environment Survey (WBES)
by Geeta Batra, Daniel Kaufmann and Andrew H. W. Stone. 2002.
Dodging
the Grabbing Hand: The Determinants of Unofficial Activity in 69 Countries
by Eric Friedman, Simon Johnson, Daniel Kaufmann and Pablo Zoido-Lobaton.
2000.
Ten
Years After: What is Special about Transition Countries?
by Daniel Gros and Marc Suhrcke. 2000.
Governance
Matters
by Daniel Kaufmann, Aart Kraay, and Pablo Zoido-Lobaton. 1999.
Governance
Matters II: Updated Indicators for 2000/01
by Daniel Kaufmann, Aart Kraay, and Pablo Zoido-Lobaton. 2002.
Trust
in Transition
by Martin Raiser. 1999.
Legal
Determinants of External Finance
by Rafael La Porta, Florencio Lopez-De-Silanes, Andrei Shleifer and Robert
Vishney. 1997.
Financial
Markets, Money and Banking
by Lisa A. Keister. 2002.
How
Difficult Is It To Construct Market Relations? A Commentary on Platteau
by Mick Moore. 1994.
The
Role of Moral Norms (Behind the Market Stage Where Real Societies Exist, part
2)
by Jean-Philippe Platteau. 1994.
Miscellaneous
Theoretical Articles
Fundamental
Uncertainty and Ambiguity
by David Dequech. 2000.
Background
Uncertainty and the Demand for Insurance against Insurable Risks
by Luigi Guiso and Tullio Jappelli. 1998.
Systems
Competition and Network Effects
by Michael L. Katz and Carl Shapiro. 1994.
Equilibrium
in Competitive Insurance Markets: An Essay on the Economics of Imperfect
Information
by Michael Rothschild and Joseph Stiglitz. 1976.
The
Market for "Lemons": Quality Uncertainty and the Market Mechanism
by George A. Akerlof. 1970.
Job
Market Signaling
by Michael Spence. 1973.
Credit
Risk and Credit Rationing
by Donald R. Hodgman. 1960.
Imperfect
Information, Uncertainty and Credit Rationing
by Dwight M. Jaffee and Thomas Russell. 1976.
Credit
Rationing in Markets with Imperfect Information
by Joseph E. Stiglitz and Andrew Weiss. 1981.
Imperfect
Information, Uncertainty and Credit Rationing: Comment and Extension
by Kerry D. Vandell. 1984.
Collateral
in Credit Rationing in Markets with Imperfect Information: Note
by Hildegard C. Wette. 1983.
Credit
Rationing: Reply
by Joseph E. Stiglitz and Andrew Weiss. 1987.
Externalities
in Economics with Imperfect Information and Incomplete Markets
by Bruce C. Greenwald and Joseph E. Stiglitz. 1986.
Judgement
under Uncertainty: Heuristics and Biases
by Amos Tversky and Daniel Kahneman. 1974.
Prospect
Theory: An Analysis of Decision under Risk
by Amos Tversky and Daniel Kahneman. 1979.
The
Framing Decisions and the Psychology of Choice
by Amos Tversky and Daniel Kahneman. 1981.
Perception
of Risk
by Paul Slovic. 1987.
Behavioral
Macroeconomics and Macroeconomic Behavior
by George A. Akerlof. 2002.
Payment,
Protection and Punishment: The Role of Information and Reputation in the
Mafia
by Alistair Smith and Federico Varese. 2000.
Accounting
and the Examination: a Genealogy of Disciplinary Power
by Keith W. Hoskin and Richard H. Macve. 1986.
Testing
a Point Null Hypothesis: The Irreconcilability of $P$ Values and Evidence
by James O. Berger and Thomas Sellke. 1987.
Bayes
Offers a 'New' Way to Make Sense of Numbers (Bayesian Statistics)
by David Malakoff. 1999.
Sequence
Analysis: New Methods for Old Ideas
by Andrew Abbott. 1995.
Procrastination
and Obedience
by George A. Akerlof. 1991.
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